{"id":230183,"date":"2026-04-09T08:25:48","date_gmt":"2026-04-09T06:25:48","guid":{"rendered":"https:\/\/norte.vc\/?p=230183"},"modified":"2026-04-09T10:44:01","modified_gmt":"2026-04-09T08:44:01","slug":"kansallinen-tk-rahoitus-2026-hae-tukea-nyt-norte","status":"publish","type":"post","link":"https:\/\/norte.vc\/es\/kansallinen-tk-rahoitus-2026-hae-tukea-nyt-norte\/","title":{"rendered":"Kansallinen T&amp;K-rahoitus pk-yrityksille \u2013 Elinvoimakeskuksen tuki kasvuun"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_sidebar _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;|||on|||||&#8221; header_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_sidebar][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; specialty_columns=&#8221;3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#0A1128&#8243; custom_padding=&#8221;15px|15px|15px|15px|false|false&#8221; custom_css_main_element=&#8221;align-items: center;&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Haluatko selvitt\u00e4\u00e4, sopiiko T&#038;K-rahoitus yrityksellesi?&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/norte.vc\/wp-content\/uploads\/2026\/02\/industrial-612-4.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;32px&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;&#8211;et_global_heading_font|700||on|||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;18.1px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; body_text_color=&#8221;rgba(255,255,255,0.87)&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;1.3em&#8221; max_width=&#8221;456px&#8221; custom_margin=&#8221;|||15px|false|false&#8221; animation_direction=&#8221;bottom&#8221; animation=&#8221;off&#8221; header_font_size_tablet=&#8221;18.1px&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display: flex; flex-direction: column; justify-content: center;&#8221; border_width_top_image=&#8221;12px&#8221; border_color_top_image=&#8221;rgba(0,0,0,0)&#8221; border_width_right_image=&#8221;13px&#8221; border_color_right_image=&#8221;rgba(0,0,0,0)&#8221; image_max_width=&#8221;32px&#8221; global_colors_info=&#8221;{}&#8221; header_text_color__hover_enabled=&#8221;off|desktop&#8221; header_text_color__hover=&#8221;#ff7607&#8243; transform_styles__hover_enabled=&#8221;off|desktop&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><b><span style=\"text-decoration: underline;\"><a href=\"https:\/\/norte.vc\/aloita-kartoitus\/\">Aloita kartoituksesta<\/a><\/span> Norten kanssa.<\/b><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/norte.vc\/wp-content\/uploads\/2026\/01\/006-Norte.jpg&#8221; title_text=&#8221;006-Norte&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.27.6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><em>Artikkelin lukuaika: 6 minuuttia | Kirjoittanut: Tiina Harjunp\u00e4\u00e4<\/em><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Julkisen rahoituksen painopiste on muuttunut vuonna 2026: tukea my\u00f6nnet\u00e4\u00e4n aikaisempaa enemm\u00e4n kunnianhimoisille innovaatioille ja kasvuhakuisille yrityksille.<\/p>\n<p>Yksi konkreettinen mahdollisuus on <strong>Elinvoimakeskuksen kansallinen tutkimus- ja kehitt\u00e4misrahoitus<\/strong> \u2013 m\u00e4\u00e4r\u00e4aikainen tuki, joka on haettavissa <strong>24.4.2026 saakka<\/strong>.<\/p>\n<p>Norten rahoitusasiantuntijat avaavat t\u00e4ss\u00e4, mit\u00e4 rahoitus tarkoittaa k\u00e4yt\u00e4nn\u00f6ss\u00e4 ja miten yrityksesi voi hy\u00f6ty\u00e4 siit\u00e4.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;8px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||2px|||&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Mik\u00e4 on kansallinen T&amp;K-rahoitus?<\/h2>\n<p>Elinvoimakeskuksen kansallinen T&amp;K-rahoitus on osa yrityksen kehitt\u00e4misavustusta, joka kohdistuu <strong>innovatiivisiin tuotekehityshankkeisiin<\/strong>.<\/p>\n<p><strong>Rahoitus tukee:<\/strong><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Uusien tuotteiden tai palveluiden kehitt\u00e4mist\u00e4<\/li>\n<li>Tuotantomenetelmien uudistamista<\/li>\n<li>Liiketoimintamallien kehitt\u00e4mist\u00e4<\/li>\n<li>Kasvua ja kansainv\u00e4listymist\u00e4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||-2px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Kenelle rahoitus sopii?<\/b><\/h2>\n<p><strong>Kohderyhm\u00e4:<\/strong><\/p>\n<p>Uudet ja toimivat <strong>pk-yritykset<\/strong> (ml. mikroyritykset), jotka:<\/p>\n<p>\u2713\u00a0 Toimivat p\u00e4\u00e4osin kotimarkkinoilla ja tavoittelevat kasvua<br \/>\u2713\u00a0 T\u00e4ht\u00e4\u00e4v\u00e4t kansainv\u00e4listymiseen<br \/>\u2713\u00a0 K\u00e4ynnist\u00e4v\u00e4t tai vahvistavat omaa T&amp;K-toimintaansa<br \/>\u2713\u00a0 Kehitt\u00e4v\u00e4t valmiuksia uusien ratkaisujen markkinoille tuomiseen<\/p>\n<p><strong>Maantieteellinen alue:<\/strong><\/p>\n<p>L\u00e4nsi- ja Etel\u00e4-Suomi:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Etel\u00e4-Karjala<\/li>\n<li>Etel\u00e4-Pohjanmaa<\/li>\n<li>Kanta-H\u00e4me<\/li>\n<li>Keski-Pohjanmaa<\/li>\n<li>Keski-Suomi<\/li>\n<li>Kymenlaakso<\/li>\n<li>P\u00e4ij\u00e4t-H\u00e4me<\/li>\n<li>Pirkanmaa<\/li>\n<li>Pohjanmaa<\/li>\n<li>Satakunta<\/li>\n<li>Uusimaa<\/li>\n<li>Varsinais-Suomi<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; ol_font=&#8221;|800|||||||&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Paljonko tukea voi saada?<\/b><\/h2>\n<p><strong>Hankekustannukset:<\/strong> 20 000 \u20ac &#8211; 150 000 \u20ac<br \/><strong>Tuen osuus:<\/strong> 50 %<\/p>\n<p><strong>Esimerkki:<\/strong><br \/>Jos hankekustannuksesi ovat 100 000 \u20ac, saat tukea 50 000 \u20ac.<span style=\"font-weight: 400;\"><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; ol_font=&#8221;|800|||||||&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2><b>Mihin tukea voi k\u00e4ytt\u00e4\u00e4?<\/b><\/h2>\n<ol>\n<li><strong> Uuden kehitt\u00e4minen<\/strong><\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Uuden tuotteen tai palvelun suunnittelu ja kehitys<\/li>\n<li>Liiketoimintamallien rakentaminen<\/li>\n<li>Tuotantomenetelmien kehitt\u00e4minen<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"2\">\n<li><strong> Osaamisen vahvistaminen<\/strong><\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>T&amp;K-henkil\u00f6st\u00f6n palkkaaminen hankkeeseen<\/li>\n<li>Asiantuntijapalveluiden hy\u00f6dynt\u00e4minen<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"3\">\n<li><strong> Pilotointi ja validointi<\/strong><\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Prototyyppien kehitt\u00e4minen<\/li>\n<li>Pilotointi ja testaus asiakkaiden kanssa<\/li>\n<li>Markkinapotentiaalin selvitt\u00e4minen<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Huom:<\/strong> Pilotointi ja testaus voi olla max. 1\/3 hankkeen kustannuksista.<\/p>\n<p>&nbsp;<\/p>\n<h4><strong><\/strong><\/h4>\n<h4><strong>K\u00e4yt\u00e4nn\u00f6n esimerkkej\u00e4<\/strong><\/h4>\n<p><strong>Teollisuusyritys:<\/strong><br \/>Kehitt\u00e4\u00e4 uuden tuotantomenetelm\u00e4n joka tehostaa valmistusta 30 %. Palkkaa T&amp;K-insin\u00f6\u00f6rin, ostaa asiantuntijapalvelua ja pilotoi ratkaisua asiakkaan kanssa.<br \/>\u2192 Hankekustannus 80 000 \u20ac, tuki 40 000 \u20ac<\/p>\n<p><strong>Palveluyritys:<\/strong><br \/>Rakentaa uuden digitaalisen palvelun ja liiketoimintamallin. Kehitt\u00e4\u00e4 prototyypin, testaa 10 asiakkaan kanssa ja selvitt\u00e4\u00e4 skaalausmahdollisuudet.<br \/>\u2192 Hankekustannus 60 000 \u20ac, tuki 30 000 \u20ac<\/p>\n<p><strong>Ohjelmistoyritys:<\/strong><br \/>Kehitt\u00e4\u00e4 uuden ominaisuuden tuotteeseen kansainv\u00e4lisi\u00e4 markkinoita varten. Palkkaa kehitt\u00e4j\u00e4n, testaa pilotissa ja validoi markkinapotentiaalia.<br \/>\u2192 Hankekustannus 100 000 \u20ac, tuki 50 000 \u20ac<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; ol_font=&#8221;|800|||||||&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Miten Norte auttaa hakuprosessissa?<\/b><\/h2>\n<p>Julkisen rahoituksen hakeminen voi olla monivaiheinen prosessi. Autamme koko matkan:<\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li><strong> Rahoitusmahdollisuuksien kartoitus<\/strong><\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Arvioimme, sopiiko T&amp;K-rahoitus hankkeellesi<\/li>\n<li>Varmistamme, ett\u00e4 t\u00e4yt\u00e4t hakukriteerit<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"2\">\n<li><strong> Hakemuksen valmistelu<\/strong><\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Sparraamme hankkeen sis\u00e4ll\u00f6n vaikuttavaksi<\/li>\n<li>Rakennamme selke\u00e4n hakemuksen<\/li>\n<li>Varmistamme budjetin realistisuuden<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"3\">\n<li><strong> Prosessin hallinta<\/strong><\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Tuemme yhteydenpidossa rahoittajaan<\/li>\n<li>Autamme t\u00e4ydennyksiss\u00e4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"4\">\n<li><strong> Hankkeen toteutus ja raportointi<\/strong><\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Varmistamme, ett\u00e4 rahoituksen ehdot t\u00e4yttyv\u00e4t<\/li>\n<li>Autamme raportoinnissa ja maksatuksissa<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; ol_font=&#8221;|800|||||||&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Miksi toimia nyt?<\/b><\/h2>\n<p><span style=\"text-decoration: underline;\"><strong>Haku p\u00e4\u00e4ttyy 24.4.2026<\/strong><\/span> \u2013 rahoitus on m\u00e4\u00e4r\u00e4aikainen.<\/p>\n<p>Jos yrityksesi:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Kehitt\u00e4\u00e4 uusia tuotteita tai palveluita<\/li>\n<li>Haluaa vahvistaa T&amp;K-osaamista<\/li>\n<li>Tavoittelee kasvua ja kansainv\u00e4listymist\u00e4<\/li>\n<li>Tarvitsee tukea innovaatioiden kehitt\u00e4miseen<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Nyt on oikea hetki.<\/strong><\/p>\n<p>Rahoituskierros kest\u00e4\u00e4 usein 2-4 kuukautta hakemuksen j\u00e4tt\u00e4misest\u00e4 k\u00e4sittelyyn, joten kannattaa aloittaa ajoissa.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; ol_font=&#8221;|800|||||||&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Seuraavat askeleet<\/b><\/h2>\n<p><strong>Haluatko selvitt\u00e4\u00e4 sopiiko T&amp;K-rahoitus yrityksellesi?<\/strong><\/p>\n<p><strong><span>Varaa maksuton 15 min <span style=\"text-decoration: underline;\"><a href=\"https:\/\/cal.com\/jari-norte.vc\">kartoituskeskustelu<\/a><\/span><\/span><\/strong>\u00a0<strong>tai o<span>ta yhteytt\u00e4 <span style=\"text-decoration: underline;\"><a href=\"mailto:%20info@norte.vc\">info@norte.vc.<\/a><\/span><\/span><\/strong><\/p>\n<p>Autamme arvioimaan:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Sopiiko rahoitus hankkeellesi<\/li>\n<li>Mik\u00e4 on realistinen rahoitusm\u00e4\u00e4r\u00e4<\/li>\n<li>Miten hakuprosessi etenee<\/li>\n<li>Mit\u00e4 se vaatii yritykselt\u00e4si<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; ol_font=&#8221;|800|||||||&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Yhteenveto:<\/b><\/h2>\n<table width=\"558\" height=\"156\">\n<thead>\n<tr>\n<td style=\"width: 184.363px;\"><\/td>\n<td style=\"width: 373.634px;\"><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 184.363px;\">\n<p><strong>Rahoitusinstrumentti<\/strong><\/p>\n<\/td>\n<td style=\"width: 373.634px;\">\n<p>Elinvoimakeskuksen kansallinen T&amp;K-rahoitus<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 184.363px;\">\n<p><strong>Kohderyhm\u00e4<\/strong><\/p>\n<\/td>\n<td style=\"width: 373.634px;\">\n<p>Pk-yritykset (ml. mikroyritykset)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 184.363px;\">\n<p><strong>Hankekoko<\/strong><\/p>\n<\/td>\n<td style=\"width: 373.634px;\">\n<p>20 000 &#8211; 150 000 \u20ac<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 184.363px;\">\n<p><strong>Tuen osuus<\/strong><\/p>\n<\/td>\n<td style=\"width: 373.634px;\">\n<p>50 %<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 184.363px;\">\n<p><strong>Hakuaika<\/strong><\/p>\n<\/td>\n<td style=\"width: 373.634px;\">\n<p>P\u00e4\u00e4ttyy 24.4.2026<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 184.363px;\">\n<p><strong>Alue<\/strong><\/p>\n<\/td>\n<td style=\"width: 373.634px;\">\n<p>L\u00e4nsi- ja Etel\u00e4-Suomi (12 maakuntaa)<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><\/em><\/p>\n<p><em><\/em><\/p>\n<p><em>Kirjoittanut: Norte rahoitusasiantuntija, Tiina Harjunp\u00e4\u00e4 | P\u00e4ivitetty: 9.4.2026<\/em><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; ol_font=&#8221;||||||||&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; header_2_font_size=&#8221;22px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_heading_font|||on|||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Artikkelin terminologia<\/b><\/h2>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;T&#038;K (Tutkimus ja kehitt\u00e4minen)&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Yrityksen toiminta jossa kehitet\u00e4\u00e4n uusia tuotteita, palveluita tai prosesseja. Ei ole pelkk\u00e4\u00e4 ideoiden keksimist\u00e4, vaan systemaattista kehitysty\u00f6t\u00e4.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Esimerkki:<\/strong> Ohjelmistoyritys kehitt\u00e4\u00e4 uuden ominaisuuden tuotteeseensa 6 kuukauden aikana = T&amp;K-toimintaa.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;PK-Yritys&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Pieni tai keskisuuri yritys. Alle 250 ty\u00f6ntekij\u00e4\u00e4 ja liikevaihto alle 50 miljoonaa euroa tai tase alle 43 miljoonaa euroa.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Jakautuu:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\"><strong>Mikroyritys:<\/strong> Alle 10 ty\u00f6ntekij\u00e4\u00e4<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Pieni yritys:<\/strong> 10-49 ty\u00f6ntekij\u00e4\u00e4<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Keskisuuri yritys:<\/strong> 50-249 ty\u00f6ntekij\u00e4\u00e4<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Innovaatio&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Uusi ratkaisu joka tuo arvoa. Voi olla tuote, palvelu, prosessi tai liiketoimintamalli.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Ei tarkoita:<\/strong> Pelk\u00e4st\u00e4\u00e4n teknologiaa. My\u00f6s uusi tapa toimia voi olla innovaatio.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Hankekustannukset&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kaikki kulut mit\u00e4 projektista tulee: palkat, asiantuntijapalvelut, materiaalit, testaus jne.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Esimerkki:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\">T&amp;K-henkil\u00f6n palkka 6kk: 30 000 \u20ac<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Asiantuntijapalvelut: 15 000 \u20ac<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Pilotointi: 5 000 \u20ac<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Yhteens\u00e4: 50 000 \u20ac hankekustannukset<\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Validointi&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Todistaminen ett\u00e4 jokin toimii tai on toteutettavissa.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Esimerkki:<\/strong> Testaat prototyypin 10 asiakkaan kanssa ja he kaikki sanovat ett\u00e4 maksaisivat siit\u00e4 = validointi ett\u00e4 tuote on haluttu.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;T&#038;K Henkil\u00f6st\u00f6&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ty\u00f6ntekij\u00e4t jotka tekev\u00e4t tutkimus- ja kehitysty\u00f6t\u00e4.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Esimerkkej\u00e4:<\/strong> Insin\u00f6\u00f6rit, tuotekehitt\u00e4j\u00e4t, tutkijat, suunnittelijat.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Hakuaika&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Aika jonka aikana rahoitusta voi hakea.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>T\u00e4ss\u00e4 rahoituksessa:<\/strong> P\u00e4\u00e4ttyy 24.4.2026<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Tukikelvolliset kustannukset&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ne kulut joista rahoittaja maksaa.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Tukikelpoisia:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\">Projektity\u00f6ntekij\u00e4n palkka<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Asiantuntijapalvelut projektiin<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Projektiin ostetut materiaalit<\/li>\n<\/ul>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Ei tukikelpoisia:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\">Markkinointi (yleens\u00e4)<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Tavalliset liiketoiminnan kulut<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Kulut ennen hankkeen alkamista<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Elinvoimakeskus&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Yrityksen toiminta jossa kehitet\u00e4\u00e4n uusia tuotteita, palveluita tai prosesseja. Ei ole pelkk\u00e4\u00e4 ideoiden keksimist\u00e4, vaan systemaattista kehitysty\u00f6t\u00e4.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Esimerkki:<\/strong> Ohjelmistoyritys kehitt\u00e4\u00e4 uuden ominaisuuden tuotteeseensa 6 kuukauden aikana = T&amp;K-toimintaa.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Kehitt\u00e4misavustus&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Tuki jonka ei tarvitse maksaa takaisin. Eri asia kuin laina.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Arkikielt\u00e4:<\/strong> Lahjaraha yrityksesi kehitt\u00e4miseen, ei lainaa.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Tuotekehityshanke&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Projekti jossa kehitet\u00e4\u00e4n uusi tuote tai parannetaan olemassa olevaa.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Sis\u00e4lt\u00e4\u00e4:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\">Suunnittelu<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Prototyypin rakentaminen<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Testaus<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Viimeistely<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Pilotointi&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kokeilu jossa testataan uutta ratkaisua oikeassa ymp\u00e4rist\u00f6ss\u00e4 pieness\u00e4 mittakaavassa.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Esimerkki:<\/strong> Teollinen yritys testaa uutta tuotantomenetelm\u00e4\u00e4 yhdell\u00e4 tuotantolinjalla ennen kuin ottaa k\u00e4ytt\u00f6\u00f6n kaikissa tehtaissa.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Prototyyppi&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ensimm\u00e4inen versio tuotteesta, jolla testataan toimiiko idea k\u00e4yt\u00e4nn\u00f6ss\u00e4.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Arkikielt\u00e4:<\/strong> Koeversio, mallikappale, beta-versio.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Asiantuntijapalvelut&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ostetut palvelut ulkopuolisilta asiantuntijoilta.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Esimerkkej\u00e4:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\">Konsultti auttaa liiketoimintamallin rakentamisessa<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Lakimies tarkistaa sopimukset<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Design-toimisto suunnittelee k\u00e4ytt\u00f6liittym\u00e4n<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Omarahoitusosuus&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#60D2FF&#8221; toggle_icon=&#8221;&#xf059;||fa||400&#8243; open_icon_color=&#8221;#60D2FF&#8221; open_toggle_icon=&#8221;&#x33;||divi||400&#8243; _builder_version=&#8221;4.27.6&#8243; title_text_color=&#8221;#000000&#8243; title_font=&#8221;&#8211;et_global_body_font|700|||||||&#8221; title_font_size=&#8221;15px&#8221; title_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_padding=&#8221;4px||4px||true|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_color=&#8221;rgba(1,33,92,0.1)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Se osa hankekustannuksista jonka maksat itse.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>T\u00e4ss\u00e4 rahoituksessa:<\/strong> 50%<br \/><strong>Esimerkki:<\/strong> 60 000 \u20ac hanke \u2192 30 000 \u20ac tukea, 30 000 \u20ac omarahoitusta<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image_icon_width=&#8221;80px&#8221; icon_alignment=&#8221;left&#8221; image_icon_width_tablet=&#8221;60px&#8221; image_icon_width_phone=&#8221;60px&#8221; image_icon_width_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;&#8211;et_global_heading_font|700||on|||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; body_text_color=&#8221;#0A1128&#8243; body_line_height=&#8221;2em&#8221; background_color=&#8221;#ffffff&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;10%&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_radii_image=&#8221;on|100px|100px|100px|100px&#8221; image_max_width=&#8221;80px&#8221; image_max_width_tablet=&#8221;60px&#8221; image_max_width_phone=&#8221;&#8221; image_max_width_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\" style=\"text-align: center;\"><strong>Tagit:<\/strong> #TKRahoitus #Elinvoimakeskus #PkYritys #Innovaatiorahoitus #Tuotekehitys #JulkinenRahoitus #Norte #Kasvurahoitus #Yritystuki #Yritt\u00e4jyys<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#0A1128&#8243; custom_padding=&#8221;15px|15px|15px|15px|false|false&#8221; custom_css_main_element=&#8221;align-items: center;&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Haluatko selvitt\u00e4\u00e4, sopiiko T&#038;K-rahoitus yrityksellesi?&#8221; url=&#8221;#&#8221; image=&#8221;https:\/\/norte.vc\/wp-content\/uploads\/2026\/02\/industrial-612-4.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;32px&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;&#8211;et_global_heading_font|700||on|||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;18.1px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;&#8211;et_global_body_font||||||||&#8221; body_text_color=&#8221;rgba(255,255,255,0.87)&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;1.3em&#8221; max_width=&#8221;456px&#8221; custom_margin=&#8221;|||15px|false|false&#8221; animation_direction=&#8221;bottom&#8221; animation=&#8221;off&#8221; header_font_size_tablet=&#8221;18.1px&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display: flex; flex-direction: column; justify-content: center;&#8221; border_width_top_image=&#8221;12px&#8221; border_color_top_image=&#8221;rgba(0,0,0,0)&#8221; border_width_right_image=&#8221;13px&#8221; border_color_right_image=&#8221;rgba(0,0,0,0)&#8221; image_max_width=&#8221;32px&#8221; global_colors_info=&#8221;{}&#8221; header_text_color__hover_enabled=&#8221;off|desktop&#8221; header_text_color__hover=&#8221;#ff7607&#8243; transform_styles__hover_enabled=&#8221;off|desktop&#8221;]<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><b><span style=\"text-decoration: underline;\"><a href=\"https:\/\/norte.vc\/aloita-kartoitus\/\">Aloita kartoituksesta<\/a><\/span> Norten kanssa.<\/b><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/norte.vc\/wp-content\/uploads\/2026\/01\/006-Norte.jpg&#8221; title_text=&#8221;006-Norte&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aloita kartoituksesta Norten kanssa.Artikkelin lukuaika: 6 minuuttia | Kirjoittanut: Tiina Harjunp\u00e4\u00e4Julkisen rahoituksen painopiste on muuttunut vuonna 2026: tukea my\u00f6nnet\u00e4\u00e4n aikaisempaa enemm\u00e4n kunnianhimoisille innovaatioille ja kasvuhakuisille yrityksille. Yksi konkreettinen mahdollisuus on Elinvoimakeskuksen kansallinen tutkimus- ja kehitt\u00e4misrahoitus \u2013 m\u00e4\u00e4r\u00e4aikainen tuki, joka on haettavissa 24.4.2026 saakka. Norten rahoitusasiantuntijat avaavat t\u00e4ss\u00e4, mit\u00e4 rahoitus tarkoittaa k\u00e4yt\u00e4nn\u00f6ss\u00e4 ja miten yrityksesi voi hy\u00f6ty\u00e4 siit\u00e4.Mik\u00e4 on kansallinen T&amp;K-rahoitus? Elinvoimakeskuksen kansallinen T&amp;K-rahoitus on osa yrityksen kehitt\u00e4misavustusta, joka kohdistuu innovatiivisiin tuotekehityshankkeisiin. Rahoitus tukee: Uusien tuotteiden tai palveluiden kehitt\u00e4mist\u00e4 Tuotantomenetelmien uudistamista Liiketoimintamallien kehitt\u00e4mist\u00e4 Kasvua ja kansainv\u00e4listymist\u00e4 Kenelle rahoitus sopii? Kohderyhm\u00e4: Uudet ja toimivat pk-yritykset (ml. mikroyritykset), jotka: \u2713\u00a0 Toimivat p\u00e4\u00e4osin kotimarkkinoilla ja tavoittelevat kasvua\u2713\u00a0 T\u00e4ht\u00e4\u00e4v\u00e4t kansainv\u00e4listymiseen\u2713\u00a0 K\u00e4ynnist\u00e4v\u00e4t tai vahvistavat omaa T&amp;K-toimintaansa\u2713\u00a0 Kehitt\u00e4v\u00e4t valmiuksia uusien ratkaisujen markkinoille tuomiseen Maantieteellinen alue: L\u00e4nsi- ja Etel\u00e4-Suomi: Etel\u00e4-Karjala Etel\u00e4-Pohjanmaa Kanta-H\u00e4me Keski-Pohjanmaa Keski-Suomi Kymenlaakso P\u00e4ij\u00e4t-H\u00e4me Pirkanmaa Pohjanmaa Satakunta Uusimaa Varsinais-Suomi Paljonko tukea voi saada? Hankekustannukset: 20 000 \u20ac &#8211; 150 000 \u20acTuen osuus: 50 % Esimerkki:Jos hankekustannuksesi ovat 100 000 \u20ac, saat tukea 50 000 \u20ac.Mihin tukea voi k\u00e4ytt\u00e4\u00e4? Uuden kehitt\u00e4minen Uuden tuotteen tai palvelun suunnittelu ja kehitys Liiketoimintamallien rakentaminen Tuotantomenetelmien kehitt\u00e4minen Osaamisen vahvistaminen T&amp;K-henkil\u00f6st\u00f6n palkkaaminen hankkeeseen Asiantuntijapalveluiden hy\u00f6dynt\u00e4minen Pilotointi ja validointi Prototyyppien kehitt\u00e4minen Pilotointi ja testaus asiakkaiden kanssa Markkinapotentiaalin selvitt\u00e4minen Huom: Pilotointi ja testaus voi olla [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":230184,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"1080","inline_featured_image":false,"footnotes":""},"categories":[17,14],"tags":[27],"class_list":["post-230183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kaikki","category-uutiset","tag-rahoitus"],"_links":{"self":[{"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/posts\/230183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/comments?post=230183"}],"version-history":[{"count":10,"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/posts\/230183\/revisions"}],"predecessor-version":[{"id":230225,"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/posts\/230183\/revisions\/230225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/media\/230184"}],"wp:attachment":[{"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/media?parent=230183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/categories?post=230183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/norte.vc\/es\/wp-json\/wp\/v2\/tags?post=230183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}